Auto Insurance

Multiple Car Insurance Policy Online

Looking to add multiple cars to one auto insurance policy? Add 2 or more cars to the same policy to get multi-car discounts and save. Multiple vehicles and multiple drivers give policyholders the most benefits and savings.

Adding more than one vehicle makes people eligible for lower premiums and also allows the included drivers to drive any vehicle on the policy. Instead of buying separate policies for each automobile, including them both or even a few at the same time allows for cheaper rates and flexibility in using eachother's cars.

In order to find the best rate, compare auto insurance quotes online from a variety of companies with one simple step and without having to contact companies individually by visiting OnlineAutoInsurance.com. The best part is that you can even choose to purchase your coverage immediately online and print out your proof of insurance.

Both cars in one auto insurance policy vs. separate policies for each vehicle

Take for example a family consisting of a mother, father and their young child. They own two cars and they are looking for the best way of insuring both cars and all three drivers. These are their options:

1. Including both autos and in the same policy:
   • They get the multi car discount which can range in the area of 20% for each vehicle. Having all in one policy also helps reduce premiums by avoiding duplicate fees such as:
     • renewal fees (average $10-$40)
     • policy fees (average $10-$65)
     • billing fees (average $5-$20)
     • down payments and broker's fees ($25-$250)
   • All three drivers can drive any of the 3 cars since they're all listed in the policy. In the event of a situation where a driver takes another's car, they will benefit from the same coverage.



2. Insuring vehicles independently:
   • No multiple car discounts will be awarded and each policy purchased will be subject to individual renewal, policy, billing and down payment fees.
   • Only drivers listed for the vehicle's policy will be eligible for coverage. In the event that a household member not listed as a driver takes the vehicle, they will NOT be covered and may be in violation of the financial responsibility laws leading to fines and penalties aside from the uncovered damages caused to the automobile.

2 car insurance policy

Adding 2 cars to the same policy is the most time and cost efficient method of insuring. Most are unaware that when adding protection such as uninsured motorist coverage and road side assistance plans to policies, they may automatically cover all vehicles included further stretching the premium dollar.

Many coverage plans act as an umbrella to all cars listed; however, be sure to brush up your coverage knowledge in order to make the right decisions. Remember that getting rate quotations is quick and totally free. Compare and weigh out the different costs and coverage options to help narrow down your decisions by completing an instant auto insurance comparison from leading companies.

Other Frequently Asked Questions Related to this Article

• Can household members purchase an auto insurance policy together? Learn about company rules and guidelines on adding multiple household member and their cars in one policy together.



• Can I buy auto insurance for a vehicle not in my name? - Insuring cars not in the policyholder's name can be done with most companies. Read to learn more about adding vehicles registered in someone else's name.



• How long do I have to add a newly purchased vehicle to my auto insurance policy? - If you just recently purchased a vehicle, read this article to get information on how much time you have to add it to your policy.



• How do I add a vehicle to my auto insurance policy? - Learn about the process of adding a vehicle or multiple vehicles to the same policy.



• Should I add my child to my policy or have them open a new one? - Get help determining whether the common dilemma of adding a child to current policies or opening a new one more beneficial.